Each year, over 2.5 million people in the US are injured or disabled in car accidents. It's a difficult thing to think about, but car accidents can happen any time, anywhere. Unfortunately, they often happen to people who don't have enough money to pay excessive medical bills or can't afford to miss work. These people rely on the money awarded their insurance settlement to keep them afloat. But, what happens if the claim is denied or the settlement isn't enough? If you're in a car accident, you should consider consulting a personal injury attorney to ensure you receive a fair settlement. But first, take some time to learn the truth behind these common myths about personal injury claims.
Filing a Claim Means That You Have to Appear in Court
A lot of people believe that if file a personal injury claim they'll be required to attend a court hearing. Fortunately, that isn't true. Personal injury cases are only heard in open court if a settlement can't be reached during the negotiation process. So, while your attorney might need to have your injuries assessed by a private medical consultant, like Medical Legal Consultants of Indiana, or ask you to provide a copy of your complete medical record, the chances that you'll actually have to go to court are probably fairly slim — unless you have a complicated case.
You Can't Afford to Hire an Attorney
Many people don't realize that personal injury lawyers are only paid if they are able to negotiate a settlement. This means, you don't need to pay an attorney upfront. Instead, once a settlement is reached, your attorney gets his or her percentage of the money and you get the rest. Keep in mind, if your attorney needs a medical consultant or another professional opinion to help argue your case, those charges may also be paid by the money from your settlement.
You Can File a Personal Injury Claim Multiple Times
The last thing you want to do is accept a settlement from an insurance company that doesn't cover the cost of your medical bills. It's a common misconception that you can file a personal injury claim more than once. Many people think that they can refile if their medical bills end up costing more than the amount of the settlement. However, that isn't true. When you sign the contract to accept a settlement, you're also waiving your right to file any additional claims related to that accident. So, you should always take your attorney's advice into consideration to make sure your settlement is fair.
If you've been injured in a car accident, it's your personal injury attorney's job to help you negotiate a fair settlement amount. So, take the time to talk to an attorney and let him or her hire a medical consultant if needed so that you get a settlement that's fair.